Credit Analyst

Job ID
Employment Type
Regular Full-Time
Travel Required
FLSA Status
Position Location(s)
US-SD-Sioux Falls



At POET, it is our mission to be good stewards of the Earth by converting renewable resources to energy and other valuable goods as effectively as humanly possible. For over thirty years our drive and passion to change the world has enabled us to become the largest producer and marketer of bioethanol and leader in bio-based products in the world. Beyond our world-class culture, POET team members enjoy competitive pay and benefits including;

  • Attractive Relocation Assistance and Bonus Programs for qualifying positions and/or locations
  • Competitive pay, including shift premium pay for qualifying positions
  • Quarterly Profit-Sharing Bonuses, and Bi-Annual Incentive Bonuses
  • Individual and family plans for health, dental, & vision insurance, including a generous employer Health Savings Account contribution
  • Paid Parental Leave
  • A multifaceted wellness program encompassing the whole person – mentally, physically, and spiritually
  • Onsite fitness centers or fitness reimbursements
  • 401K with company match
  • Paid time off and paid holidays
  • Tuition reimbursement
  • Excellent work-life balance with a 'family-first' culture
  • Safety and cold weather gear reimbursements
  • Discounted home and auto insurance



Each day, our team at POET Bioproducts markets and transports 20,000 tons of our high-quality products to our thousands of customers who are located all over the globe. As part of the POET Bioproducts credit team, you will play a major role in the success of these sales, focusing on two primary areas of responsibility. First, you, along with all members of the credit team, will be responsible for establishing appropriate lines of credit for our customers in accordance to the credit policy, working closely with our customers, bank partners, and POET merchandisers to provide creative and safe solutions for credit needs. Second, you will be responsible for setting up and monitoring lines of credit for customers as well as collection issues according to company policy, while maintaining good working relationships with our external and internal customers.



  • Review and analyze credit applications to make recommendations for establishing appropriate lines of credit.
  • Conduct financial analysis including 3rd party report review (D&B, bank references, credit agencies).
  • Request bank and trade references from prospective customers.
  • Remain up to date on risk levels in potential importing countries.
  • Analyze and use data available to recommend payment plans with past due accounts to minimize bad debt risk and maximize accounts receivable collections.
  • Provide multiple credit/payment options to commercial team based on facts and circumstances of each transaction.
  • Ensure professional relationships are established and maintained with both internal and external customers.
  • Maintain banking relationships for establishing letters of credit or other financial institution backed credit terms.
  • Work closely with merchandising and transportation team members to respond to credit and collection concerns with existing and potential customers.
  • Develop and formulate specific collection objectives and achievement of those objectives.
  • Plan, evaluate, implement and continuously improve all aspects of credit & collection functions and processes.
  • Since we’re all about teamwork and getting the job done, your skill may be put to a lot of other uses!



  • You have a Bachelor’s degree in a Business related field, or an Associate’s degree and 3+ years of credit or collections experience.
  • You communicate effectively. You write well. You speak articulately. You have the courage to voice your opinion even when you know others may not agree.
  • You have a strong capability to exercise discretion, initiative, and independent judgment in making sound decisions and in developing solutions to problems.
  • You have a customer service mindset and a desire to achieve.
  • You are able to be creative and enjoy finding solutions. You don’t get flustered when you encounter something new.
  • You’re a learner. You’re not afraid of new things and stretching yourself. You’re not afraid to ask questions and are always looking for ways to improve yourself and the organization we work in.
  • You know the basics of Microsoft Office Suite. You’re capable of learning new programs.


At POET we believe in developing our team members to their highest potential and recognizing contributions that add value to the organization. Each new team member’s position and compensation are carefully determined by considering their unique qualifications and skillset.



  • Culture is king at POET. We’re all on the same team. We always communicate. And we park our egos at the door. These aren’t just slogans on our walls. It’s the way we do things at POET.
  • We have an open work environment. No offices. We’re all in this together and we work close together.
  • We work hard. We play hard. We have frequent team events. Bowling, karaoke, golf, obstacle course, trap shooting, and yes, lots of pot lucks!
  • At POET, we want you to live a healthy, happy and balanced life so you’ll have access to an onsite state-of-the-art fitness center, natural wellness options and several opportunities to contribute to a better world as a volunteer.


POET is an Equal Opportunity Employer (EOE). POET complies with all applicable federal, state and local laws regarding hiring and employment. Qualified applicants are considered for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity, disability or veteran status.



POET is an Equal Opportunity Employer (EOE). Qualified applicants are considered for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, disability or veteran status.


Sorry the Share function is not working properly at this moment. Please refresh the page and try again later.
Share on your newsfeed

Not ready to apply yet?